First Time Visitor Center
(for Arizona Estates Only)
The Anchor Holds
Last Update: 02/20/2013
Regardless if you were personally invited by E-mail or letter to come, or you have come by your own initiative or online search, we want to say "Thank You" for coming to the center. And, we want to welcome you to the most advanced information site pertaining to Arizona Estate Settlements, now on the internet!
First, we want to introduce our company to you. Financial Strategies, Inc. is a long term financial services corporation here in Arizona that offers multiple financial products and services to our clientele through just one conduit firm. This simply means you can reduce stress and dal with just one firm which will help you find other outside services when needed. We do the majority of your estate settlement tasks, if not all of them when hired. But, we co-ordinate outside services when desired or necessary, such as getting a legal opinion. Or having a home professionally inventoried. Or just cleaned before selling it.
We now extend a hand to you in what we understand -- may be your time of need after losing a spouse, parent, sibling or other loved one. Just tell us how we can help you or ask us questions. We will oblige your request if at all possible.
Why Consider a Non-lawyer Instead?
M.D. Anderson, President of Financial Strategies Inc. wants you to discover why his estate settlement/financial advisory services are a smart alternative to law firm estate settlement services. First, "proof" of his reputation is paramount for you to consider hiring him as your coach or as your main advisor to do the work. A few testimonials given to him are published so you can have complete confidence in his abilities and what his clients think of him. Please take the time to explore them first at:
Second, few lawyers in Arizona are multi-licensed and if so, they don't necessarily practice in estate settlement services. Mr. Anderson and/or his firm are multi-licensed to be able to give you credible advisory in legal documents, real estate (residential, commercial, retirement accounts/IRA's, farms and land), insurance investments such as annuities, life and health insurance (claims for death benefits), qualified plans such as IRA's (and Inherited IRA's). Additionally, he is a professional estate accountant and registered IRS tax preparer and often handles complicated estate tax issues for his clients. Mr. Anderson and his firm are also IRS ERO's (Electronic Return Originators)
Lastly, timing and location matter. M.D. makes it easy. If you desire, he will come to YOUR location at YOUR time schedule! (subject to his schedule) Or, you can schedule a meeting in his office for the family to first meet and be given basic guidance instructions in settling an estate with the least amount of expense and delay. Or stress.
Here, on this website, you will learn more
about our research and our various company financial services
that can assist or benefit you. And, you will discover how we
can assist you in your new position as the Estate
Administrator, Executor/trix, or Trustee. You will note in our
pages that follow, all of these terms are covered by simply
calling you the estate "manager".
Arizona Estate Settlement Services Research Results
Of the first 100 recorded Arizona deaths in our research which started in 2009, we found the following:
63 or 63 % Left a Surviving Spouse and:
Of these, 23 or 36.50 % also left the main home "in trust", so that it can normally (and easily) avoid probate on the second spouse's death.
The other 40 or 63.50 % left their main home in "joint tenancy with right of survivorship", thus risking probate on the eventual death of the surviving spouse. (if not changed). This risk will not abate without additional action by the surviving spouse, or by their General Power of Attorney Agent!
37 or 37 % Died Without a Surviving Spouse (Single) and:
Of these, 14 or 37.84 % died leaving the main home "in trust", so the family home (and most likely most or all other assets) will normally avoid the probate process now. These homes should be clear to list and sell, or divide amongst the trust estate heirs without any delay.
Sadly, we found the remaining 23 estate homes or 62.16 % died and left their main home in "fee simple" without using a beneficiary deed to avoid probate. Why? These estate homes were over the $75,000 limit and are now required to enter probate at this time! They are not free to list and sell, or divide amongst the trust estate heirs until the probate court authorizes it! Also, other estate assets may also now be under probate court control...
How Many Died Intestate (without a Last Will or Trust)?
Unknown (National Average is over 50%)
Note: If you were personally invited to this website, please call us if you aren't sure which category your estate is now in. Though we can not give you a legal opinion, we can give you the results of our research pertaining to your estate for you to then consider your alternatives.
Arizona Estate Settlement Hotline Number:
Click Here to Explore Our Firm's Living Trust Information Site
On a more positive note, if you were personally invited, we may have in our database your valuations on the main home for estate or income tax purposes, a copy of the main home controlling deed and the county assessor values on your estate home at the time of death. Just contact us to see if we have this information in our research database. If so, we will kindly send it to you by a PDF file attached to E-mail if you desire it. Or fax it to a local phone number.
Before you begin the Steps, be sure to read the story of Dr. Frances Horwich, more commonly known as "MISS FRANCES" on the original NBC children's show "Ding Dong School" popular in the early 50's!
It will set the tone in why protecting the treasure chest is so important now, as you perform your estate management duties.
To Go Back to the main page, CLICK HERE
Disclaimer: FSI provides estate settlement services to any Arizona estate manager. As a licensed AZCLDP (Arizona Certified Legal Document Preparer), most forms you will need to file in probate proceedings can be prepared for your filing and other procedural needs. If you are administering a living trust, any trust service forms and other procedural needs can again be met by our document preparation services. FSI is also a licensed insurance corporation in Arizona and provides insurance services, consulting and products under that license to you. Other advisory is provided by associated FSI consultants for the real estate needs of the estate, including listing the home or other properties for sale when required. These real estate services are always provided by an individual and separate real estate brokerage firm which is not directly or indirectly associated with FSI. Real estate services are provided solely for the purpose of providing a combined estate package to you so you can work with just one (1) advisor so "meeting" time is greatly reduced over having to meet with multiple advisors regarding estate matters. The Steps and information provided below are for your basic and general "legal" information only and if used without an FSI consultant or other estate professional guiding you, they are provided "as is" for your general education only on the tasks that you may need to perform as an estate manager. It is strongly encouraged that you seek professional help during this process, especially at the first point you feel overwhelmed or become unsure on which direction to take in any of the Steps. Furthermore, the Steps do not apply to every estate situation, they are put in order and stated based on one advisor's opinion only (based on 34 years of estate planning & settling client estates), and the Steps could change at any time in order or content. Therefore, you agree by continuing on this website or using any of the Steps as a "do it yourselfer" manager that you hold harmless the author, company and all company consultants associated with FSI against any damages, costs, fines, fees, censures, penalties, charges, etc. or any other financial or personal harm that may arise from what was deemed the "use" of said Steps to settle an estate without professional guidance. You further understand in using the Steps, you do so for an informational guide only. And, you understand that you must know when a certain step does not apply, and when to simply move on to the next Step that does apply to your estate situation. Lastly, NONE of the information provided herein is deemed to be legal advice in any way or format. It is provided for informational and general legal information purposes and can not be guaranteed for accuracy or viability whatsoever as laws and procedures change often. It should not be inferred or assumed that FSI is giving you legal advice. We are not lawyers, so we do not and will not practice law without a license, and give legal advice. However, we encourage legal opinions if contracted for our services EVERY TIME a legal matter comes up and will refer you to an associated law firm or provide general referrals as you may desire if contracted for services.
Copyrighted 2009-2013, Financial Strategies, Inc., An Arizona Corporation. All Rights Reserved.